Homeschooling doesn’t have to be expensive. Many parents are shocked to learn they can provide a full year of quality education for their kids for less than $100. If you’re new to homeschooling or looking for a budget-friendly choice, you can find an affordable curriculum for all ages and learning styles.

This guide helps you find trusted, low-cost homeschool programs. It shows you how to pick the best one for your family’s needs, without losing quality.

A hand drops a coin into a jar filled with coins, surrounded by books, colorful pencils, a piggy bank, and scientific equations on a blackboard.

Why Choose a Budget-Friendly Homeschooling Approach?

Not every family can spend hundreds of dollars on curriculum each year, and that’s completely okay. Many experienced homeschoolers say that budget-friendly homeschooling sparks creativity and personalises learning.

Here’s why affordable doesn’t mean lower value:

  • Smaller publishers often offer quality content at a lower cost.
  • Digital formats reduce printing and shipping fees.
  • Open-and-go programmes save you time, planning, and stress.

If you’re on a tight budget, the good news is you have more choices than ever.

A teacher assists a young student at a wooden desk, with notebooks and stationery, in a bright, modern classroom setting.

What to Look for in a Cheap Homeschool Curriculum

When choosing a low-cost homeschool curriculum, keep these essentials in mind:

  • Complete coverage of core subjects (Maths, Reading, Science, etc.)
  • Simple setup with clear guidance for parents
  • Engaging format to hold your child’s interest
  • Flexible pacing to fit your family’s schedule

Now, look at some excellent options under $100 that parents love.

Top Affordable Homeschool Curriculum Picks

Here are solid curriculum choices for different age levels—all under $100.

1. The Good and The Beautiful (Language Arts & More)

  • Best for: Ages 4–14
  • Price: Many levels are free to download; printed books are under $50
  • Why we love it: Combines phonics, grammar, spelling, and literature in one. Beautiful design and easy to use.

Note: Some faith-based content is included, but it is minimal and not overwhelming.

2. Math Lessons for a Living Education (Master Books)

  • Best for: Ages 5–12
  • Price: Around $40 per book
  • Why we love it: It uses storytelling to teach math concepts in a relatable way. Covers one full year of lessons per book.

No need for extra workbooks—everything is included.

3. Blossom & Root (Early Years to Year 4)

  • Best for: Nature-loving and creative learners
  • Price: From $30–$60, depending on level
  • Why we love it: Gentle, hands-on approach emphasising nature, art, and creativity.

Great for families who want a slower pace and less screen time.

4. McRuffy Press Curriculum (Math & Language Arts)

  • Best for: Prek to Year 4
  • Price: Language or maths sets range from $70 to $90
  • Why we love it: Colourful and structured. Combines workbooks with hands-on activities.

Perfect for early learners who benefit from both visuals and routines.

5. Build Your Library

  • Best for: Literature-based learners
  • Price: Level packages start at $25 (PDFS)
  • Why we love it: It focuses on classic literature, history, and science and is based on Charlotte Mason principles.

You can find many books second-hand or at the library to save money.

6. Master Books All-in-One Packages

  • Best for: Families who want everything in one place
  • Price: Full grade-level sets range from $80–$99
  • Why we love it: Christian worldview, but very practical. Combines core subjects with a straightforward daily plan.

Includes parent guides, student books, and all necessary materials.

A hand drops a coin into a piggy bank atop books, alongside a globe, a jar of coins, and colorful pens on a classroom table.

Ways to Stretch Your Homeschool Budget

Even with low-cost materials, there are extra ways to cut costs:

Buy Second-hand

  • Check Facebook homeschool groups or resale websites.
  • Look for last year’s editions—they’re often still valid.

Print Your Own

  • Opt for PDF curriculum versions and print at home or at a local shop.
  • Store in binders to keep everything organised.

Use Libraries and Free Resources

  • Borrow living books and reference materials from your local library.
  • Pair a paid maths curriculum with free science lessons online to balance cost.

Looking for more ideas? Check out our post on the Best Free Homeschool Curricula Online for free add-ons.

Mixing and Matching for Under $100

Here’s how a sample year could look with a total spend of under $100:

  • Language Arts: The Good and The Beautiful (Free PDF)
  • Maths: Math Lessons for a Living Education ($40)
  • Science: Mystery Science (Free access available)
  • Reading: Use library books + Read-alouds
  • History: Build Your Library Level 1 Guide ($25)

Total: Around $65

Use free YouTube lessons, local co-ops, or online printables to add extras like art or music.

Common Questions About Low-Cost Homeschooling

Will a cheap curriculum cover everything my child needs?

Yes—if you choose carefully and follow a clear plan. Most affordable options are complete and standards-based.

Is it okay to use different programmes for each subject?

Absolutely. Many families mix and match based on what works best for their children.

What if my child has a learning difference?

Look for flexible, parent-led options. Blossom & Root, for example, works well for children who need more freedom.

You Don’t Need to Spend a Fortune

Homeschooling doesn’t have to be expensive to be effective. With some research, you can find a homeschool curriculum. It should fit your values, your child’s learning style, and budget.

Budget-friendly homeschooling is possible for every family. Full-year packages under $100 are available, and creative mixes of low-cost and free tools are also available. The key is to start small, stay flexible, and choose what feels right for your child.

Want to Learn More?

Have a favourite low-cost resource we missed? Thinking about combining free and paid options?

Comment below or read our guide about how to keep homeschooling affordable year-round.

You’re not alone on this journey. Let’s create a homeschooling path that works for your life and budget.